Risk & Regulatory Disclosures
The risks of investing in securities, stated plainly, and the regulatory framework this firm operates within.
Investment risk. Investments in securities are subject to market risk. Security prices may rise or fall, and investors may lose some or all of their invested capital. Past performance does not guarantee future results.
Specific risks
- General investment risk
- Investing puts capital at risk. There is no arrangement, at this firm or in the market's infrastructure, that protects an investor against a loss caused by prices falling.
- Equity-market risk
- Share prices move with company performance, sector conditions, economic and policy developments, and market sentiment. Many of these are outside any investor's control.
- Price-volatility risk
- Prices can move sharply and quickly. A wide gap between a security's daily high and low is a direct sign of this, and low-priced or thinly traded shares are often the most volatile.
- Liquidity risk
- A security may not have enough buyers or sellers at the moment you want to trade. You may not be able to sell when you want to, or only at a materially worse price.
- Settlement risk
- Trades settle on the market's cycle. Failing to have the funds or securities available for settlement has consequences under the applicable rules.
- Technology and online-trading risk
- Connectivity, device, software or network problems at either end can affect the timing of an instruction. A submitted order should never be assumed to be an executed order until confirmed.
- Account-security risk
- Credentials that are shared, guessed or phished can be used to operate an account. Most account-security incidents begin with a credential leaving the account holder's control.
- Force majeure and market disruption
- Trading can be suspended or halted, in a single security or market-wide, for reasons including exchange decisions, regulatory action and events outside anyone's control.
- Conflicts of interest
- Where a research report carries a rating, valuation, target price or forecast, it is published with the analyst and conflict-of-interest disclosures applicable to that report.
- Research is not advice
- Research and market information published by Almeer Securities is general information. It is not personalised investment advice and takes no account of any individual's circumstances.
No guarantee against loss
Neither Almeer Securities (Pvt.) Limited, nor the Pakistan Stock Exchange, nor the Securities and Exchange Commission of Pakistan, nor the Central Depository Company, nor the National Clearing Company of Pakistan guarantees any investor against a loss caused by the market.
The SECP is the statutory regulator of the securities market. CDC and NCCPL are market infrastructure institutions providing depository, clearing and settlement services — they are not regulators, and none of these bodies underwrites investment outcomes.
Regulatory information
Almeer Securities (Pvt.) Limited is a registered TREC Holder of the Pakistan Stock Exchange under TREC No. 353, and operates as a securities brokerage licensed and regulated by the Securities and Exchange Commission of Pakistan.
Full detail, including how client assets are held and how to verify our status independently, is on the Regulatory Status page.
Research disclaimer
Research and market information published by Almeer Securities is general information only. It does not constitute personalised investment advice, an offer, a solicitation or a guarantee of future performance, and it takes no account of any individual's objectives, financial circumstances or risk tolerance.
Electronic communication
Trade confirmations, account statements and regulatory notifications are sent to the email address and mobile number registered on your account. Keeping those current is your responsibility — an alert sent to an old number is an alert you will not read.
Approved documents
Downloadable forms and documents will be published here once they have been approved for release. In the meantime, contact our team and we will send you the current version of any form you need.